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An unfinished concrete basement containing a metal HVAC air handler, exposed wooden ceiling joists with sheet-metal ducts, a hanging bare bulb, copper pipes, and stacked cardboard boxes.

Furnace vs Boiler in Lincoln County, Montana

When a furnace makes sense

If your home already has ductwork, a furnace is the straightforward choice. It ties into what's already there, and with heat needed about 10 months a year and winter nights averaging 19°F, you want a system built to move air through the whole house without complication. It's the setup most homes in this region already have in place.

When a boiler makes sense

A boiler makes sense if your home is set up for radiators or in-floor heat rather than ducts. It runs about 5% cheaper to operate than a furnace at Montana prices, which adds up with heat needed 10 months of the year. Just know that few homes in this region are set up this way, so it usually fits a specific setup rather than a typical one.

When a furnace makes sense

If your home already has ductwork, a furnace is the straightforward choice. It ties into what's already there, and with heat needed about 10 months a year and winter nights averaging 19°F, you want a system built to move air through the whole house without complication. It's the setup most homes in this region already have in place.

When a boiler makes sense

A boiler makes sense if your home is set up for radiators or in-floor heat rather than ducts. It runs about 5% cheaper to operate than a furnace at Montana prices, which adds up with heat needed 10 months of the year. Just know that few homes in this region are set up this way, so it usually fits a specific setup rather than a typical one.

A bare concrete basement containing a gray gas furnace with metal ductwork and a vertical flue pipe, lit by a single hanging bulb.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

A basement mechanical room with a gray boiler connected to copper and iron pipes, a pressure gauge, and a water heater visible in the background.

Boiler

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Lincoln County.

In the Mountain West, 69.6% of homes heat with a furnace, so most already have the ductwork it needs.

About 5% lessto heat with a boiler than with a furnace, at Montana prices
19°Faverage winter low
3%of homes here heat with gas

If your home already runs on radiators or in-floor pipes instead of ductwork, a boiler is still the better choice.

Find a contractor
Compared onFurnaceBoiler
Cost to run hereCosts more to runAbout 5% less to run
What it doesHeats onlyHeats only
Homes in the Mountain West that heat with one69.6%4.3%
Handles a 19°F nightYesYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a furnace makes sense

If your home already has ductwork, a furnace is the straightforward choice. It ties into what's already there, and with heat needed about 10 months a year and winter nights averaging 19°F, you want a system built to move air through the whole house without complication. It's the setup most homes in this region already have in place.

When a boiler makes sense

A boiler makes sense if your home is set up for radiators or in-floor heat rather than ducts. It runs about 5% cheaper to operate than a furnace at Montana prices, which adds up with heat needed 10 months of the year. Just know that few homes in this region are set up this way, so it usually fits a specific setup rather than a typical one.

A Lincoln County contractor will price both against your own house, your ductwork and your panel.

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