Montana HVAC Pros
An unfinished basement containing a gas furnace with ductwork in the foreground and miscellaneous stored items along the far concrete wall.

Furnace vs Boiler in Flathead County, Montana

When a furnace makes sense

If your home already has ductwork, a furnace is the straightforward choice. It runs on natural gas and pushes heat through the same ducts that most homes in this region were built with, so there's no new heat distribution system to add. With winter nights averaging 17°F and heat needed nearly 11 months of the year, that ductwork can also carry a central air conditioner in summer, which a boiler cannot do.

When a boiler makes sense

A boiler is worth a look if your home already has radiators or in-floor pipes instead of ducts. It runs about 5% cheaper to operate here than a furnace, which adds up over 11 months of heating a year. It won't move cool air in summer, so if you also want air conditioning, that has to come from somewhere else.

When a furnace makes sense

If your home already has ductwork, a furnace is the straightforward choice. It runs on natural gas and pushes heat through the same ducts that most homes in this region were built with, so there's no new heat distribution system to add. With winter nights averaging 17°F and heat needed nearly 11 months of the year, that ductwork can also carry a central air conditioner in summer, which a boiler cannot do.

When a boiler makes sense

A boiler is worth a look if your home already has radiators or in-floor pipes instead of ducts. It runs about 5% cheaper to operate here than a furnace, which adds up over 11 months of heating a year. It won't move cool air in summer, so if you also want air conditioning, that has to come from somewhere else.

A gray forced-air furnace with sheet-metal ductwork stands in an unfinished basement with exposed wooden joists, concrete walls, and a hanging incandescent bulb.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

A gray metal boiler with a pressure gauge and piping installed in an unfinished stone-walled basement.

Boiler

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Flathead County.

In the Mountain West, 69.6% of homes heat with a furnace, so most already have the ductwork it needs.

About 5% lessto heat with a boiler than with a furnace, at Montana prices
17°Faverage winter low
43%of homes here heat with gas

If your home already has radiators or in-floor pipes instead of ducts, a boiler is still the better choice.

Find a contractor
Compared onFurnaceBoiler
Cost to run hereCosts more to runAbout 5% less to run
What it doesHeats onlyHeats only
Homes in the Mountain West that heat with one69.6%4.3%
Handles a 17°F nightYesYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a furnace makes sense

If your home already has ductwork, a furnace is the straightforward choice. It runs on natural gas and pushes heat through the same ducts that most homes in this region were built with, so there's no new heat distribution system to add. With winter nights averaging 17°F and heat needed nearly 11 months of the year, that ductwork can also carry a central air conditioner in summer, which a boiler cannot do.

When a boiler makes sense

A boiler is worth a look if your home already has radiators or in-floor pipes instead of ducts. It runs about 5% cheaper to operate here than a furnace, which adds up over 11 months of heating a year. It won't move cool air in summer, so if you also want air conditioning, that has to come from somewhere else.

A Flathead County contractor will price both against your own house, your ductwork and your panel.

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