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An unfinished basement featuring exposed ceiling joists, a metal HVAC unit with round ductwork, a hanging light bulb, and scattered boxes and debris along the left wall.

Furnace vs Boiler in Lewis and Clark County, Montana

When a furnace makes sense

If your house already has ductwork, a furnace is the simpler path. It runs on the same gas line a boiler would use, and with ten months of heating season and nights averaging 15°F, you want a system that's already matched to your home rather than one that asks you to add radiators or in-floor pipe.

When a boiler makes sense

If your home heats through radiators or in-floor pipes already, a boiler is worth keeping. It costs about 5% less to run than a furnace at Montana prices, and that gap matters over a heating season that runs ten months of the year. It only makes sense to switch to one if your house isn't already ducted for a furnace.

When a furnace makes sense

If your house already has ductwork, a furnace is the simpler path. It runs on the same gas line a boiler would use, and with ten months of heating season and nights averaging 15°F, you want a system that's already matched to your home rather than one that asks you to add radiators or in-floor pipe.

When a boiler makes sense

If your home heats through radiators or in-floor pipes already, a boiler is worth keeping. It costs about 5% less to run than a furnace at Montana prices, and that gap matters over a heating season that runs ten months of the year. It only makes sense to switch to one if your house isn't already ducted for a furnace.

An unfinished basement featuring concrete block walls, exposed floor joists, and a metal forced-air furnace with ductwork near a central pillar.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

A gray boiler with copper and black iron pipe connections stands against a concrete basement wall, with a water heater and storage shelving visible in the background.

Boiler

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Lewis and Clark County.

In the Mountain West, 69.6% of homes heat with a furnace, so most already have the ductwork it needs.

About 5% lessto heat with a boiler than with a furnace, at Montana prices
15°Faverage winter low
57%of homes here heat with gas

If your home already runs on radiators or in-floor pipes, a boiler still makes more sense than adding ductwork for a furnace.

Find a contractor
Compared onFurnaceBoiler
Cost to run hereCosts more to runAbout 5% less to run
What it doesHeats onlyHeats only
Homes in the Mountain West that heat with one69.6%4.3%
Handles a 15°F nightYesYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a furnace makes sense

If your house already has ductwork, a furnace is the simpler path. It runs on the same gas line a boiler would use, and with ten months of heating season and nights averaging 15°F, you want a system that's already matched to your home rather than one that asks you to add radiators or in-floor pipe.

When a boiler makes sense

If your home heats through radiators or in-floor pipes already, a boiler is worth keeping. It costs about 5% less to run than a furnace at Montana prices, and that gap matters over a heating season that runs ten months of the year. It only makes sense to switch to one if your house isn't already ducted for a furnace.

A Lewis and Clark County contractor will price both against your own house, your ductwork and your panel.

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