Furnace vs Boiler in Hill County, Montana
When a furnace makes sense
If your house already has ductwork, a furnace is the straightforward choice. It heats the air and sends it through the ducts you already have, and with 10 months of heating ahead of you each year, that ductwork earns its keep. Most homes in this region are set up this way.
When a boiler makes sense
If your home heats through radiators or in-floor pipes instead of ducts, a boiler fits what you already have. It runs about 5% cheaper here, which matters through winter nights averaging 8°F from December through February. It makes the most sense for a house without ductwork to convert.
When a furnace makes sense
If your house already has ductwork, a furnace is the straightforward choice. It heats the air and sends it through the ducts you already have, and with 10 months of heating ahead of you each year, that ductwork earns its keep. Most homes in this region are set up this way.
When a boiler makes sense
If your home heats through radiators or in-floor pipes instead of ducts, a boiler fits what you already have. It runs about 5% cheaper here, which matters through winter nights averaging 8°F from December through February. It makes the most sense for a house without ductwork to convert.
Furnace
- Runs on
- Natural gas
- What it does
- Heats only
- Tax credit
- No federal tax credit since the end of 2025
Sources: U.S. Department of Energy · Internal Revenue Code
Boiler
- Runs on
- Natural gas
- What it does
- Heats only
- Tax credit
- No federal tax credit since the end of 2025
Sources: U.S. Department of Energy · Internal Revenue Code
Furnace wins in Hill County.
In the Mountain West, 69.6% of homes heat with a furnace, so most already have the ductwork it needs.
If your home already has radiators or in-floor pipes instead of ductwork, a boiler still makes more sense than tearing out walls to add ducts.
Find a contractor| Compared on | Furnace | Boiler |
|---|---|---|
| Cost to run here | Costs more to run | About 5% less to run |
| What it does | Heats only | Heats only |
| Homes in the Mountain West that heat with one | 69.6% | 4.3% |
| Handles a 8°F night | Yes | Yes |
Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA
When a furnace makes sense
If your house already has ductwork, a furnace is the straightforward choice. It heats the air and sends it through the ducts you already have, and with 10 months of heating ahead of you each year, that ductwork earns its keep. Most homes in this region are set up this way.
When a boiler makes sense
If your home heats through radiators or in-floor pipes instead of ducts, a boiler fits what you already have. It runs about 5% cheaper here, which matters through winter nights averaging 8°F from December through February. It makes the most sense for a house without ductwork to convert.
A Hill County contractor will price both against your own house, your ductwork and your panel.
Tell us about the job
It takes about a minute.


