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An unfinished basement featuring exposed ceiling joists, a metal HVAC unit with round ductwork, a hanging light bulb, and scattered boxes and debris along the left wall.

Furnace vs Boiler in Hill County, Montana

When a furnace makes sense

If your house already has ductwork, a furnace is the straightforward choice. It heats the air and sends it through the ducts you already have, and with 10 months of heating ahead of you each year, that ductwork earns its keep. Most homes in this region are set up this way.

When a boiler makes sense

If your home heats through radiators or in-floor pipes instead of ducts, a boiler fits what you already have. It runs about 5% cheaper here, which matters through winter nights averaging 8°F from December through February. It makes the most sense for a house without ductwork to convert.

When a furnace makes sense

If your house already has ductwork, a furnace is the straightforward choice. It heats the air and sends it through the ducts you already have, and with 10 months of heating ahead of you each year, that ductwork earns its keep. Most homes in this region are set up this way.

When a boiler makes sense

If your home heats through radiators or in-floor pipes instead of ducts, a boiler fits what you already have. It runs about 5% cheaper here, which matters through winter nights averaging 8°F from December through February. It makes the most sense for a house without ductwork to convert.

An unfinished basement featuring concrete block walls, exposed floor joists, and a metal forced-air furnace with ductwork near a central pillar.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

A dark metal boiler with a pressure gauge and copper pipe connections installed in an unfinished concrete basement.

Boiler

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Hill County.

In the Mountain West, 69.6% of homes heat with a furnace, so most already have the ductwork it needs.

About 5% lessto heat with a boiler than with a furnace, at Montana prices
8°Faverage winter low
66%of homes here heat with gas

If your home already has radiators or in-floor pipes instead of ductwork, a boiler still makes more sense than tearing out walls to add ducts.

Find a contractor
Compared onFurnaceBoiler
Cost to run hereCosts more to runAbout 5% less to run
What it doesHeats onlyHeats only
Homes in the Mountain West that heat with one69.6%4.3%
Handles a 8°F nightYesYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a furnace makes sense

If your house already has ductwork, a furnace is the straightforward choice. It heats the air and sends it through the ducts you already have, and with 10 months of heating ahead of you each year, that ductwork earns its keep. Most homes in this region are set up this way.

When a boiler makes sense

If your home heats through radiators or in-floor pipes instead of ducts, a boiler fits what you already have. It runs about 5% cheaper here, which matters through winter nights averaging 8°F from December through February. It makes the most sense for a house without ductwork to convert.

A Hill County contractor will price both against your own house, your ductwork and your panel.

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