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An unfinished basement featuring exposed ceiling joists, a metal HVAC unit with round ductwork, a hanging light bulb, and scattered boxes and debris along the left wall.

Furnace vs Boiler in Ravalli County, Montana

When a furnace makes sense

If your house already has ductwork, a furnace is the straightforward choice. It ties into the ducts you have, and most homes in this region are already set up that way. A furnace heats air and pushes it through the house, and that same ductwork can carry cooling later if you ever add central air.

When a boiler makes sense

A boiler makes sense if your home already has radiators or in-floor pipes instead of ducts. It runs about 5% cheaper to operate here, which adds up over the 11 months a year this county needs heat. With nights averaging 16°F from December through February, the steady heat a boiler puts out through those pipes is worth considering if that is what your home is built around.

When a furnace makes sense

If your house already has ductwork, a furnace is the straightforward choice. It ties into the ducts you have, and most homes in this region are already set up that way. A furnace heats air and pushes it through the house, and that same ductwork can carry cooling later if you ever add central air.

When a boiler makes sense

A boiler makes sense if your home already has radiators or in-floor pipes instead of ducts. It runs about 5% cheaper to operate here, which adds up over the 11 months a year this county needs heat. With nights averaging 16°F from December through February, the steady heat a boiler puts out through those pipes is worth considering if that is what your home is built around.

An unfinished basement featuring concrete block walls, exposed floor joists, and a metal forced-air furnace with ductwork near a central pillar.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

A blue boiler with copper pipework and a pressure gauge mounted in an unfinished basement with stone foundation walls.

Boiler

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Ravalli County.

In the Mountain West, 69.6% of homes heat with a furnace, so most already have the ductwork it needs.

About 5% lessto heat with a boiler than with a furnace, at Montana prices
16°Faverage winter low
41%of homes here heat with gas

If your home already has radiators or in-floor pipes instead of ductwork, a boiler is still worth choosing.

Find a contractor
Compared onFurnaceBoiler
Cost to run hereCosts more to runAbout 5% less to run
What it doesHeats onlyHeats only
Homes in the Mountain West that heat with one69.6%4.3%
Handles a 16°F nightYesYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a furnace makes sense

If your house already has ductwork, a furnace is the straightforward choice. It ties into the ducts you have, and most homes in this region are already set up that way. A furnace heats air and pushes it through the house, and that same ductwork can carry cooling later if you ever add central air.

When a boiler makes sense

A boiler makes sense if your home already has radiators or in-floor pipes instead of ducts. It runs about 5% cheaper to operate here, which adds up over the 11 months a year this county needs heat. With nights averaging 16°F from December through February, the steady heat a boiler puts out through those pipes is worth considering if that is what your home is built around.

A Ravalli County contractor will price both against your own house, your ductwork and your panel.

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