Montana HVAC Pros
An unfinished basement containing a metal furnace with ductwork, exposed wooden joists on the ceiling, cardboard boxes, a coiled cable, and a single hanging incandescent bulb.

Furnace vs Boiler in Silver Bow County, Montana

When a furnace makes sense

If your house already has ductwork, a furnace is the straightforward choice. It ties into what most homes in this region already have, and with 11 months of heating season and nights averaging 14°F, you want a system that can push warm air fast when the temperature drops. Central air later is simpler too, since the ducts are already there.

When a boiler makes sense

A boiler makes sense if your home is set up for radiators or in-floor heat rather than ducts. Running one here costs about 5% less than a furnace at current gas prices, which adds up over 11 months of heating. The tradeoff is that a boiler cannot deliver central air conditioning through the same lines, so you would need a separate way to cool the house.

When a furnace makes sense

If your house already has ductwork, a furnace is the straightforward choice. It ties into what most homes in this region already have, and with 11 months of heating season and nights averaging 14°F, you want a system that can push warm air fast when the temperature drops. Central air later is simpler too, since the ducts are already there.

When a boiler makes sense

A boiler makes sense if your home is set up for radiators or in-floor heat rather than ducts. Running one here costs about 5% less than a furnace at current gas prices, which adds up over 11 months of heating. The tradeoff is that a boiler cannot deliver central air conditioning through the same lines, so you would need a separate way to cool the house.

An unfinished concrete basement containing a metal HVAC air handler, exposed wooden ceiling joists with sheet-metal ducts, a hanging bare bulb, copper pipes, and stacked cardboard boxes.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

A gray boiler with copper and black piping mounted against a concrete block wall in an unfinished basement.

Boiler

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Silver Bow County.

In the Mountain West, 69.6% of homes heat with a furnace, so most already have the ductwork it needs.

About 5% lessto heat with a boiler than with a furnace, at Montana prices
14°Faverage winter low
64%of homes here heat with gas

If your home already runs on radiators or in-floor pipes instead of ductwork, a boiler is still the better fit.

Find a contractor
Compared onFurnaceBoiler
Cost to run hereCosts more to runAbout 5% less to run
What it doesHeats onlyHeats only
Homes in the Mountain West that heat with one69.6%4.3%
Handles a 14°F nightYesYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a furnace makes sense

If your house already has ductwork, a furnace is the straightforward choice. It ties into what most homes in this region already have, and with 11 months of heating season and nights averaging 14°F, you want a system that can push warm air fast when the temperature drops. Central air later is simpler too, since the ducts are already there.

When a boiler makes sense

A boiler makes sense if your home is set up for radiators or in-floor heat rather than ducts. Running one here costs about 5% less than a furnace at current gas prices, which adds up over 11 months of heating. The tradeoff is that a boiler cannot deliver central air conditioning through the same lines, so you would need a separate way to cool the house.

A Silver Bow County contractor will price both against your own house, your ductwork and your panel.

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